N26

N26 is The Mobile Bank, Europe’s first completely mobile bank, trusted by more than 2,500,000 customers in 24 markets. N26 gives you complete control of your financial life on your phone. Download the N26 app and open an account in minutes. Get a Mastercard, activate Apple Pay and enjoy personal banking features like sub-accounts for organizing your finances and MoneyBeam for instant cash transfers between contacts. Add any number of financial products like overdraft and personal credit. N26 is banking made simple, modern, and enjoyable.
N26 features include (those features can vary by country):

Spaces—create sub-accounts for all your goals and keep them all together under one login. Spaces makes it easier to save and gives you control over your spending.

MoneyBeam––instant cash transfers using only a contact’s email address o r phone number

TransferWise—international money transfers into 19 different currencies

Apple Pay—make quick and easy payments using your Apple devices in stores, online, and in apps (available in United Kingdom, Germany, France, Italy, Spain, Ireland and Finland)

Google Pay — the fast, simple way to pay with Google, your phone, and your N26 account. It’s entirely free (available in United Kingdom, Germany, France, Spain, Italy, Ireland, Belgium and Slovakia)

Real-time account activity push notifications

In-app card control to lock or reorder your card, enable payments abroad, enable online payments, and set withdrawal and payment limits

Automatic spending categorization

Up to 5 free ATM withdrawals per month from any ATM, based on a Fair Use policy