Monzo

Monzo Bank is a digital, mobile-only bank based in the United Kingdom.

Manage your money

Set spending budgets Set monthly budgets for spending on things like groceries and going out.
See an easy summary See an overview of your account any time, with notifications if you’re spending too fast.
Get instant notifications Get a notification the moment you use your card, before the receipt finishes printing.

Travel easily

Use your card anywhere Monzo works all around the world, and you don’t need to tell us if you’re going away.
Take out cash Withdraw up to £200 every 30 days for free (there’s a 3% charge after that).
Spend for free We don’t add any fees or charges for spending with your card, and we don’t mark up the exchange rate.

Send money fast

Pay people in seconds Send bank transfers that arrive pretty much instantly.
Set up Direct Debits and standing orders Manage recurring payments from your app.
Split the bill Split through the app and we’ll do the maths for you.

Keep your money safe

Stay in control If you lose your card, freeze it in the app and get a new one quickly. (Or defrost it if you find it again.)
Rest easy We’re part of the FSCS, so your money is protected up to £85,000.